Terms and Conditions
These Terms and Conditions govern your use of our financial planning subscription service.
Effective Date: September 24, 2025
Acceptance of Terms
By accessing or using our service, you agree to be bound by these Terms and Conditions.
If you do not agree to these terms, please do not use our service.
Definitions
For the purposes of these Terms:
- "Service" refers to our monthly financial planning subscription offering
- "User" means any individual who accesses or uses our service
- "Content" includes all information, materials, and resources provided through our service
- "Company" refers to verilomantixa and its affiliated entities
Use of Service
Your use of our service is subject to the following conditions:
Eligibility
You must be at least 18 years old and legally capable of entering into binding agreements to use our service.
18+ only
Account Responsibilities
You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
User Responsibilities
As a user of our service, you agree to:
- Provide accurate and truthful information about your financial situation
- Use the service only for lawful purposes and in accordance with these Terms
- Respect the intellectual property rights of the Company and third parties
- Maintain the confidentiality of any proprietary information shared with you
Prohibited Uses
You may not use our service to:
- Engage in any unlawful or fraudulent activities
- Share your account access with unauthorized third parties
- Attempt to circumvent any security measures or access controls
- Use the service to harm, harass, or violate the rights of others
- Reverse engineer or attempt to extract proprietary information
Intellectual Property Rights
All content, materials, and intellectual property provided through our service remain the exclusive property of the Company or its licensors.
You may not reproduce, distribute, or create derivative works from our proprietary content without express written permission.
User-Generated Content
Any information or content you provide through our service remains your property, subject to the license granted to us.
You grant us a limited license to use your information solely for the purpose of providing our financial planning services.
You are solely responsible for the accuracy and legality of any information you provide to us.
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
Please review our Privacy Policy for detailed information about how we handle your personal data. Privacy Policy
Service Disclaimers
Our service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
No Warranties:
We make no guarantees about the accuracy, completeness, or timeliness of information provided through our service.
Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, or consequential damages.
Our total liability to you for any claims related to our service shall not exceed the amount you paid for the service in the preceding 12 months.
User Indemnification
You agree to indemnify and hold the Company harmless from any claims, damages, or expenses arising from your use of our service or violation of these Terms.
Dispute Resolution
Any disputes arising from these Terms will be resolved through the following mechanisms:
Dispute Resolution Process
We encourage resolving disputes through direct communication first. If unsuccessful, disputes may be submitted to mediation or arbitration.
Arbitration proceedings will be conducted under the rules of the Australian Centre for International Commercial Arbitration.
Consumer Protection
Australian consumers may access dispute resolution services through the Australian Financial Complaints Authority (AFCA).
AFCA provides free and independent financial services complaint resolution.: Visit AFCA website
Governing Law
These Terms are governed by Australian law, and any disputes will be subject to the jurisdiction of Australian courts.
Termination
Either party may terminate the service relationship at any time with appropriate notice as specified in your subscription agreement.
Upon termination, your access to the service will cease, and any outstanding obligations will survive termination.
Modifications to Terms
We reserve the right to modify these Terms at any time to reflect changes in our service or legal requirements.
We will provide reasonable notice of material changes, and continued use constitutes acceptance of modified Terms.
Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These Terms constitute the entire agreement between you and the Company regarding use of our service.
Contact Us About Cookies
If you have questions about these Terms and Conditions, please contact us:
Level 15, 120 Collins Street, Melbourne VIC 3000, Australia